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1·The decline in family stability has reduced the access to credit from relatives during bad times. Commercial credit has substituted for the family credit that was formerly available.

家庭稳定性的下降使在困难时期向亲戚借款的行为减少，商业信贷取代了家庭信用。

2·The family was forced to live on credit from local merchants.

这家人不得不靠向当地的商家赊账过活。《柯林斯英汉双解大词典》

3·The credit will be applied to the phone of the shopkeeper, who will hand cash to your family, minus a commission of 10-20%.

这样资金就可以转到商店店主的电话，他再将现金支付给你的家庭，并收取10-20%的佣金。

4·Because when credit is available again, that young family can finally buy a new home. And then some company will hire workers to build it.

这是因为，当信贷重新出现之后，年轻的家庭最终会买新房，一些公司会招聘工人开工，而后那些工人便有钱可化，如果他们还贷得到款的话，也许他们还会买车、自己开公司。

5·Presumably this would incorporate the $500 per worker, $1, 000 per family “Making Work Pay” tax credit that was a centerpiece of Mr Obama’s campaign platform.

也许这将与给每位工作者500美元、每个家庭1000美元的“让工作得到薪金”的税收计划相结合，成为奥巴马施政策略的中心内容。

6·Under the plan, every family would receive a direct refundable tax credit for $2, 500 for individuals and $5, 000 for families.

根据他的方案，每个家庭可以直接得到每人2500美元或者每个家庭5000美元的可偿付的税收抵免（refundable tax credit。 refundable 的意思是允许税收抵免的金额超过所缴纳的税金，即纳税人可以增加实际收入。

7·There are signs that pshchologists and specialists on the family are becoming more aware of the part men play and that they have decided that women should nor receive all the credit,nor all the blame.

有一些迹象表明,有关家庭方面的心理学家和专家意识到男性在家庭中的作用,他们认为在涉及家庭方面的问题上不应该由女性承担所有的赞扬或指责。

8·Much of the credit here goes to women because they have the necessary skills to manage relationships and family.

这在很大程度上要归功于女性，因为女性具备许多处理家庭关系的技巧。

9·It is the need to buy many overpriced gifts for your family, normally on a credit card.

它会让你给家人买很多超贵的礼物，而且通常都是用信用卡结算的。

10·For the Yuan family, credit card debt will take years to pay back.

对于袁家，信用卡欠款将要花一年才能还清。